PRIVACY NOTICE
We value the trust our clients have placed in us and are committed to the responsible collection, use, and protection of personal information. Please review this Privacy Notice to learn how we collect, use, share, and safeguard information in connection with our financial, insurance, and advisory services.

Information We Collect
IQ Retirement Portfolios LLC (“IQRP”), d/b/a Retain the Gain, collects personal information about customers and website visitors to help serve financial needs, process transactions, provide customer service, offer products or services, and comply with legal and regulatory requirements. We may collect information from you directly, from your use of our website and online forms, from our internal records, from service providers and consumer reporting sources, and from other third parties involved in servicing your account or request. This information may include nonpublic personal information such as your name, address, Social Security number, date of birth, income, assets, net worth, transaction history, and, if applicable, medical information related to insurance applications.

Digital Marketing and Online Tracking
We may collect information through our website, online forms, cookies, pixels, analytics tools, and advertising platforms, including social media advertising platforms. We may use this information to respond to inquiries, follow up on leads, improve our website and marketing, measure advertising performance, and provide financial, insurance, and advisory services. Third-party platforms, including advertising and analytics providers, may also collect information about your interaction with our website and advertisements, subject to their own privacy policies.

TCPA Consent
You agree that we may from time to time make calls and/or send text messages to you at any telephone number(s) you provide to us, including residential and wireless telephone numbers that could result in data usage and charges to you. These calls or text messages may be made to provide account service, collect amounts you owe, provide access codes, or provide fraud, security breach, or identity theft alerts. You also agree that you may be contacted by related affiliates, third parties, or our service providers acting on our behalf. These calls or text messages may be made using prerecorded/artificial voice messages and automatic telephone dialing systems, where permitted by law. You understand that you are not required to provide consent as a condition of receiving our products or services. You may revoke your consent or change the telephone number provided at any time by calling us at (888) 488-8433 during member service hours, emailing us at info and retainthegain.com, or visiting our office.

Sharing Information
Pursuant to federal law, we may not disclose a customer’s nonpublic personal information without prior consent unless the disclosure is needed to provide requested services, service your account, maintain records, comply with law, enforce our rights, or otherwise as permitted by law. We may provide information to affiliates and unaffiliated financial or non-financial service providers, including insurance companies, mutual fund companies, banks, investment firms, third-party administrators, clearing firms, and other third parties who assist us in providing account maintenance or customer service, as necessary to carry out these functions. We do not sell, share, or disclose your nonpublic personal information to unaffiliated third-party marketing companies.

Telephone Consent and Do Not Call Notice

By filling the form on meta or other social media and submitting this form, you expressly consent to receive calls and text messages from IQ Retirement Portfolios LLC, d/b/a Retain the Gain, and its agents, affiliates, and service providers at the telephone number(s) you provide, including through live calls, prerecorded voice, artificial voice, text messages, and automated dialing systems, for marketing, service, and follow-up purposes, even if your number is on a state or federal Do Not Call list, to the extent permitted by law; you understand that consent is not required as a condition of purchasing any product or service, and you may revoke consent at any time by calling (888) 488-8433 or emailing info@retainthegain.com

Opting Out
Customers may request that we not disclose their nonpublic personal information for purposes other than those permitted by law. For example, if an investment adviser representative who serviced your account leaves our firm, we may permit that representative to share your contact information with the representative’s new firm for the limited purpose of requesting your permission to transfer your account. If you do not want us to disclose your information for that purpose or for any other purpose not otherwise permitted by law, please call us at (888) 488-8433. If we do not receive such a request from you within thirty (30) days of you opening an account, contracting for services, or receiving our annual privacy notice, we may assume you do not object to disclosures permitted by federal law until you notify us otherwise.

Advertising and Product Disclosures
Our advertisements and marketing materials are intended to be accurate and not misleading. Any discussion of insurance products, annuities, rates, bonuses, guarantees, income features, or other product characteristics is subject to the terms of the applicable contract, the issuing company’s approval, and the client’s individual circumstances. No statement in our advertising or marketing materials should be construed as a guarantee of future performance, suitability, or outcomes. Life, health, and annuity advertisements are used only in a form approved by the applicable insurer when required, and the insurer’s name will be identified where required by law. Surrender charges, market value adjustments, and withdrawal limitations may apply. Withdrawals prior to age 59½ may be subject to IRS penalties. This is a solicitation for insurance.

Ad Disclosures

Nationwide New Height Select 9 with Income Rider Bonus 30% (April 2026), Florida, subject to change: $200,000 joint couple age 65 deferred income to age 73, $2,532/month. $300,000 joint couple age 64 deferred income to age 74, $4,470/month. $400,000 joint couple age 65 deferred income to age 75, $6,067/month. $500,000 joint couple age 59 deferred income to age 71, $8,145/month. $600,000 joint couple age 58 deferred income to age 70, $9,600/month. $700,000 joint couple age 60 deferred income to age 73, $13,200/month. Lincoln ProtectedPay® Select — issued by The Lincoln National Life Insurance Company. Annual rider cost: 1.10%. 9% simple growth applies for the earlier of 10 years or through age 85, and only in years with no withdrawals taken. Life expectancy is an educational estimate based on U.S. Social Security actuarial data and peer-reviewed research — not a guarantee. Annuity premium calculations are illustrative only, based on annuity carrier rates and assume immediate income commencement with no prior withdrawals. Actual premiums will vary based on full underwriting, state availability, and current carrier terms.

Advisory and Regulatory Disclosures
Where applicable, our advisory communications, testimonials, endorsements, performance-related statements, and other marketing materials are used in accordance with applicable federal and state laws and our internal compliance procedures. We maintain records of advertising and marketing materials, including related disclosures and supporting documentation, as required by law and regulatory standards. Joe Signorella is an Investment Adviser Representative. Advisory services are offered through IQ Retirement Portfolios LLC, a Florida-Registered Investment Adviser. Lookup the SEC Investment Adviser Public Disclosure Database Joe Signorella is a licensed insurance agent in the State of Florida. Florida License #E125932, California License #0E57517. Guarantees are based on the financial strength and claims-paying ability of the issuing insurance company. Insurance products are offered through properly licensed insurance carriers. Investing involves risk including possible loss of principal. Not FDIC insured • No bank guarantee • May lose value 

Safeguarding Information
IQRP recognizes the need to prevent unauthorized access to the information we collect, including information held in electronic format. We authorize access to nonpublic personal information only to personnel who need that information to serve you. We maintain physical, electronic, and procedural safeguards designed to protect your nonpublic personal information and comply with applicable policy, industry practices, and federal and state regulations. If you close your account(s) or become inactive, we will continue to handle your information in accordance with this Privacy Notice.

Questions
You do not have to contact us to benefit from our privacy protections; they apply automatically to all of our customers and former customers. If you have any questions after reading this Privacy Notice, please contact your advisor or write to IQ Retirement Portfolios LLC, d/b/a Retain the Gain, 8429 Lorraine Rd #237, Lakewood Ranch, FL 34202, or call us at (888) 488-8433.